Frequently Asked Questions

Is it cheaper to sell my house privately (FSBO) in Ontario?

While selling privately (For Sale By Owner) saves you the listing commission, data shows that FSBO properties often sell for less than agent-listed homes due to limited MLS® exposure and lack of professional negotiation. Our bundled 0% listing model* is the optimal middle ground: you get the cost savings of a private sale with the high-impact marketing and negotiation of a full-service broker.


What is the difference between a discount broker and your 0% listing model?

Discount brokerages or "1% realtors" often cut corners to justify their lower rates—meaning cheaper photography, limited marketing, and less hands-on representation. We do not discount our services. We offer a 0% listing commission* by bundling your sale with your next purchase. You receive elite, uncompromising full-service marketing, but the listing fee is waived entirely.


Should I buy my next house first or sell my current home first?

This depends heavily on whether we are in a buyer's or seller's market, and your personal risk tolerance. Buying first ensures you secure your dream home, but you risk holding two mortgages. Selling first secures your equity, but you may need temporary housing. We provide a strategic consultation to analyze your local market and determine the safest path for your finances.


What is a Flat Fee MLS listing service?

A Flat Fee MLS listing charges you an upfront cost simply to post your property on the local board (like TRREB). However, you are left to handle your own showings, marketing, legal paperwork, and negotiations. Our 0% listing service* provides complete, expert representation so you don't have to navigate the complex legalities of a real estate transaction alone.


Who pays the real estate commission in Ontario?

While commissions are always negotiable, what we typically see in Ontario is the seller offering a commission to the buyer's brokerage out of the final proceeds of the sale to incentivize agents to show the property. With our model, your listing agent fee is reduced to 0%*, meaning you only have to consider the co-operating buyer's agent fee, resulting in massive equity savings.


Are real estate commissions subject to HST in Ontario?

Yes, all real estate commissions and fees in Ontario are subject to the 13% Harmonized Sales Tax (HST). When you utilize our 0% listing commission* model, you are not only saving the core percentage of the listing fee, but you are also saving the 13% HST that would have been charged on that amount.


Do I need a realtor to buy a pre-construction home or builder property?

Absolutely. The builder's sales representative works strictly to protect the builder's bottom line, not yours. Having your own expert buyer's agent costs you nothing out of pocket (the builder pays the fee) but ensures your contract is reviewed, closing costs (like development levies) are capped, and your investments are protected.


How much are closing costs for a seller in Ontario?

Sellers typically pay real estate commissions, legal fees, mortgage discharge penalties (if applicable), and final utility adjustments. By utilizing our program to eliminate the traditional listing agent commission, your total closing costs are drastically reduced.


Should I get pre-approved for a mortgage before house hunting?

Absolutely. Browsing homes without a clear budget can lead to wasted time and lost opportunities. A solid pre-approval locks in your interest rate and shows sellers you are a serious, qualified buyer when it comes time to negotiate. We work alongside top-tier lending professionals to help you secure the best rates and terms. Visit our Mortgages page to start your pre-approval process and secure your financing.


Do I have to stage my home before listing it?

No. Today's buyers are savvy; they can easily see through non-functional, undersized rented furniture meant to make small rooms look artificially large. Instead of spending thousands on an illusion, our approach relies on authenticity. We evaluate your current layout and provide strategic advice on decluttering and furniture arrangement. We ensure your home looks its absolute best while actually feeling like a real, functional home to prospective buyers.


What is a bridge loan, and will I need one?

A bridge loan is short-term financing used when the closing date of the home you are purchasing occurs before the closing date of the home you are selling. As your dedicated representatives, we negotiate closing dates strategically to align your move and avoid the extra costs and stress of bridge financing whenever possible.


How long does it take to sell a house in York Region or Simcoe County?

Days on market (DOM) vary widely based on property type, price point, and the specific municipality (e.g., Bradford vs. Aurora). Proper strategic pricing and elite digital marketing are the keys to a fast sale. We provide accurate market absorption data during your free home evaluation.


What happens if my house doesn't sell?

In the rare event that a property does not sell during the agreed-upon listing period, you owe us nothing for the listing side. Our marketing expenditures, time, and resources are completely at our own risk. We only succeed when you successfully close.


Can I cancel my listing agreement if I change my mind?

Yes. If your circumstances change, you decide not to sell, or you are unsatisfied with the market response, we offer a transparent cancellation policy. We don't believe in locking clients into rigid contracts if their goals have shifted.


Can I negotiate real estate agent fees?

Yes, commission rates are not fixed by law and are always negotiable. However, instead of haggling with an agent who might subsequently cut your marketing budget, our 0% listing model* offers a transparent, upfront solution to save you money without sacrificing the quality of your listing.

This website may only be used by consumers that have a bona fide interest in the purchase, sale, or lease of real estate of the type being offered via the website. The data relating to real estate on this website comes in part from the MLS® Reciprocity program of the PropTx MLS®. The data is deemed reliable but is not guaranteed to be accurate.